Question 1

What should be in a budget binder?

Accepted Answer

At minimum, an income log, and expense log, and a budget planning sheet should be in your budget binder. This allows you to keep up with the basics of money coming in & out of your accounts. From there, you can add debt trackers, savings plans, goal setting sheets, and more (which are all included in this set).

Question 2

How do I start a budget binder?

Accepted Answer

Start by sitting down with bank and credit card statements to see what you've spent in each category for the past 4-6 months. You'll also need to track how much income you're getting per month, which includes paychecks, commissions, investments, etc.

Average both of those numbers to help you get a starting point with your budget. Once you break down your budget into categories, it's as easy as logging income/expenses to stay on track.

Question 3

Will the budget binder save me money?

Accepted Answer

Yes! Keeping yourself accountable for your spending is one of the best ways to save money and use the money you have more efficiently. It's also a great tool for setting long-term savings goals.

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